Loanova is a platform that connects consumers with reputable lending partners for personal loan offers. Our goal is to simplify the loan comparison and application process, making it easier for you to find a loan that fits your needs.

No, Loanova is not a direct lender. We are a loan marketplace that matches you with trusted lenders based on your application details and financial profile.

Unlike payday lenders or cash advance apps, which often have extremely high fees and short repayment terms, Loanova partners with lenders offering personal loans that have transparent terms, fixed monthly payments, and longer repayment periods.

No, submitting a prequalification request through Loanova will not impact your credit score. Our lending partners may perform a soft credit check during the initial application. A hard credit inquiry may be conducted only if you accept and move forward with a loan offer.

Most users receive loan decisions within minutes of completing the application. In some cases, additional verification may be required, which can extend the process slightly.

• Full name and contact information
• Social Security number
• Employment and income details
• Banking information for deposit and repayment

Rates vary by lender and your credit profile. Loanova’s partners offer competitive rates, and you’ll be able to compare offers before accepting.

Terms range from 12 to 60 months, depending on the lender. You’ll see the repayment timeline clearly outlined in the offer.

Yes. Most partners do not charge prepayment penalties.

Yes. Personal loans through Loanova typically come with fixed monthly payments.

Yes. We use industry-standard encryption to protect your data and only share it with verified lending partners.

Loan availability varies. You’ll be notified during the application if no lenders are available in your state.

Use our live chat or email support@loanova.com for assistance.

Once you accept an offer, your lender's contact info (email, phone, portal) will be provided

Yes, you may reapply later. Make sure your credit info is updated before doing so.