�� About Loanova

What is Loanova?
Loanova is a platform that connects consumers with reputable lending partners for personal loan offers. Our goal is to simplify the loan comparison and application process, making it easier for you to find a loan that fits your needs.

Is Loanova a lender?
No, Loanova is not a direct lender. We are a loan marketplace that matches you with trusted lenders based on your application details and financial profile.

How is Loanova different from payday or cash advance apps?
Unlike payday lenders or cash advance apps, which often have extremely high fees and short repayment terms, Loanova partners with lenders offering personal loans that have transparent terms, fixed monthly payments, and longer repayment periods.

�� Loan Application & Approval

· Will applying affect my credit score?
No, submitting a prequalification request through Loanova will not impact your credit score. Our lending partners may perform a soft credit check during the initial application. A hard credit inquiry may be conducted only if you accept and move forward with a loan offer.

· How long does it take to get approved?
Most users receive loan decisions within minutes of completing the application. In some cases, additional verification may be required, which can extend the process slightly.

· What information do I need to apply?

o Full name and contact information

o Social Security number

o Employment and income details

o Banking information for deposit and repayment

�� Loan Terms & Repayment

· What are the interest rates?
Rates vary by lender and your credit profile. Loanova’s partners offer competitive rates, and you’ll be able to compare offers before accepting.